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Centex Home Equity Corporation

Centex Home Equity Corporation ("CHEC"), headquartered in Dallas, Texas, is one of the fastest growing "subprime" mortgage lenders in the United States. With over 120 offices and more than 1,000 employees doing business in 47 states, Centex Home Equity originates mortgage loans to customers with less-than-perfect credit through diverse origination channels: retail branches, referrals from a sister company, CTX Mortgage, and centralized telemarketing direct sales units. At Centex Home Equity Corporation we offer:

• Free home equity loan analysis.
• No application fees.
• Pre-approval in 24 hours.First and second mortgages.

Centex Home Equity Corporation was established in December 1994 as a unit of Centex Financial Services, the financial services subsidiary of Centex Corporation, to provide an outlet for home equity lending, a natural adjunct of Centex's home building business. Centex Home Equity Corporation currently ranks 13th in originations and is listed as the 26th largest subprime lender in the United States. Centex Home Equity Corporation is projected to originate over $1.6 billion in loan volume during the current fiscal year.

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